Health Insurance in 2024
Benefits Open Enrollment is Nov. 6 Through Nov. 24!
What’s new in 2024?
- Rates for the Standard and Premium plans are changing slightly
- A $20 mental health visit copay is being added for providers in the Health Cooperative of Missouri network, and a $50 copay is being added for providers in Freedom Select/Health Link/First Health networks.
- Two new plans are being added:
- Cigna Preferred Provider Organization (PPO)
- Cigna Health Savings Account (HSA)
- PAYTIENT line of credit card
- Employees can sign up for the Paytient card that has a $1,500 credit limit that can be used to pay for health, dental, vision, pharmacy or veterinary expenses over time - no fees or credit check required
- Employees can choose a repayment plan length of up to 36 months through payroll deduction or from your personal bank account
- Employee health certificate
- $250 certificate for benefits-eligible employees not on a Bothwell health insurance plan to use toward Bothwell services
Each eligible employee will receive a personalized email at their @brhc email and at their personal email that is on file with Human Resources that includes a digital benefits booklet and more enrollment information.
You only need to take action if you plan to make changes to any of your benefits for 2024.
LINKS TO PLAN NETWORK INFORMATION
- Health Cooperative of Missouri
- Healthlink
- Freedom Network Select
- Under 1. Choose Network, select the second bullet prior to searching that says “Freedom Network Select"
- First Health
- First "Health Network” then “Start Now"
- SmithRX Prescription Formulary Lookup Tool
- To find a provider in the Cigna network, visit hcpdirectory.cigna.com/web/public/consumer/directory/search
1. Enter zip code and then click “Doctor by Type” and choose from the drop-down.
2. When it asks you to log in, click "Continue as Guest."
3. On the next screen, click "Continue."
4. Then choose PPO, Choice Fund PPO.